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Panel: The future of the Payment Systems Ecosystem in Latam

The panel  will explore the main challenges and opportunities in the transformation of digital payments in the region. It will analyze the evolution of interoperability in account-to-account payments and the growing collaboration between traditional banking and fintechs. Additionally, the discussion will cover the impact of Open Finance on payment personalization and the creation of new business models. Artificial intelligence will also be a key topic, addressing its role in optimizing security, user experience, and fraud detection. Finally, the panel will examine the regulatory landscape and whether the industry is facing an overregulation scenario that could impact innovation in digital payments.