Jose Eliseo Ramirez (Costa Rica), Director Software Solutions & Digital – Latam, Central America Scotiabank /

Strategist and expert in Digital Sales, as well as developer of digital transformation culture and tactics. He has multicultural experience, having worked in international banks and lived abroad.

He loves new technologies, software engineering and building digital teams (UX, Front End and Back End, Analytics, Digital Marketing, etc.) to accelerate operations.

He is an agile framework implementer, has business-operational banking knowledge and experiences in Innovation with Design Thinking and UX (user experience) and Digital Analytics.


Panel Challenges and Opportunities in the Transformation of Digital Banking by 2030