Carlos Andrés Torres Martínez, Associate Partner Payments Leader, EY Chile /

Carlos Torres, Associate Partner for Financial Services Consulting at EY Chile, is currently the leader of the payment practice for the financial industry in the region. Carlos is an Electronic Engineer and has a Masters in Financial Management. He brings more than 20 years of professional experience as a consultant for the financial industry,  where he has developed projects in more than 10 countries for more than 20 financial institutions.

 Some of the most relevant projects in which he has recently participated are the integration of Scotiabank with BBVA, and the Certification process for BCI Pagos.


Digital Disruption and the Payments Landscape

The global pandemic pushed the industry on a fast track toward digital enablement across the payments spectrum – which saw many new opportunities but was not without challenges. This session brings together a group of payments experts to discuss the potential concerns and opportunities facing consumers and issuers in our new digital arena. We will also explore the rise of fraud and risk mitigation techniques as we move toward open banking, AI and modernizing core architectures to keep up with consumer demand.